By using our site, you agree to our use of cookies. Cookie Policy

Take payments. Keep 100% of your price.

Connect Stripe or PayPal in one click and accept cards, Apple Pay, Google Pay and PayPal — utobo charges a 0% platform transaction fee.

Your utobo subscription and Stripe or PayPal processing fees still apply.

A customer holds a payment card beside a laptop while making an online payment.
Illustrative course payment
Brand foundations$129
utobo platform fee$0

Processor fees and your subscription are separate.

Connect Stripe or PayPal.

Link your provider in one click, then accept cards, Apple Pay, Google Pay and PayPal at a 0% platform fee.

Stripe

Accept cards, Apple Pay and Google Pay, run recurring billing for memberships, and take global currencies with conversion handled by Stripe.

PayPal

Let customers check out with a PayPal account and its supported funding methods.

Payment methods, currencies, conversion, eligibility and fees depend on the provider, region, account and setup.

Choose a connected providerIllustrative setup

Stripe

Provider option

Accept payments for the offers in your store.

CardsApple PayGoogle Pay
MembershipsRecurring billing
CurrenciesConversion handled by Stripe
utobo platform fee0%

Availability and processing fees depend on provider setup.

Charge one-time or recurring.

Sell a one-time purchase, a recurring Stripe membership, or a paid session — one connected provider handles all three.

Illustrative Form & Field product prices. utobo subscription prices are separate.

Choose an illustrative creator offerExample product prices
One-time offer

Brand foundations

$129 once
utobo platform fee0%

Payment provider processing fees apply.

Payouts reach your bank.

A customer’s payment and money arriving in your bank are separate steps — your provider runs the payout on its own schedule.

utobo’s platform transaction fee is 0%. Payment processing fees still apply, and Stripe payments follow Stripe’s standard payout schedule. Your provider can also apply conversion fees, holds or account requirements.

See utobo subscription plans
A payment has several stagesIllustrative process
Your customer pays.

The connected provider processes the payment for the offer in your store.

You keep 100%, minus the processor fee.

utobo takes a 0% platform fee; only your provider’s standard processing fee applies.

A payout follows its schedule.

Funds reach your bank on the provider’s payout schedule and account status.

Payment received ≠ bank payout received

Check the details that affect your money.

Provider eligibility. Confirm your business, location and payment flow are supported, and finish the provider’s verification.

Processing and conversion fees. Review the rates on your account. utobo’s 0% platform transaction fee does not remove those charges.

Payout settings. Confirm the receiving bank account and payout schedule in your provider account before your first sale.

Prepare to receive your first paymentSetup checklist
Before the first sale

Payment setup review

Provider account

Business, location, and verification

Rates and currency

Processing and conversion charges

Receiving bank

Account details and payout schedule

Review these details in your provider account.

Before you accept a payment.

Does utobo take a percentage of my sales?

utobo charges a 0% platform transaction fee. Your utobo subscription is separate, and Stripe or PayPal still charges its own processing fees.

Which payment providers can I connect?

utobo supports Stripe and PayPal. Available methods, countries and currencies depend on the provider, your account and the payment flow.

Can customers use Apple Pay or Google Pay?

The Stripe integration supports eligible wallet methods. Availability depends on your region, account, device and checkout settings.

Can I take recurring membership payments?

Yes. Use Stripe for automatic recurring membership billing.

Will a payment reach my bank immediately?

Not necessarily. Your provider controls payout timing, and Stripe payments follow Stripe’s standard payout schedule. Holds, verification and bank processing can also affect timing.

Can I manage refunds?

Refund management is available from your dashboard. Apply the terms for your offer and review any payment-provider requirements or fees.

Make the offer. Connect the payment.

Give customers a clear way to buy, with a 0% utobo platform transaction fee. Processor fees and your subscription are separate.

Find your plan ↗